Post
Why are you optimistic about stablecoins?
Replies
The regulatory environment is more friendly, traditional financial giants enter the market, and high-yield stablecoin products are launched
The Trump administration plans to pass stablecoin-related legislation by August, hoping to further consolidate the dollar's global dominance. This will pave the way for the legalization and popularization of stablecoins. Fidelity Investments, which manages $6 trillion in global assets, announced this week that it will launch its own stablecoin. This marks a major recognition of this field by traditional financial institutions and injects confidence into the stablecoin market.
Some interest-bearing stablecoins offer attractive annualized yields of 20%-30% through decentralized applications. These products have not only attracted crypto investors, but have also begun to attract attention from the traditional financial sector.
In addition, stablecoins are particularly advantageous in the field of cross-border payments. Traditional payment companies charge high international transfer fees, but when using stablecoins, these fees are almost negligible. With the gradual implementation of stablecoin-friendly legislation in the United States, its popularity is expected to rise rapidly in the next few years.
Stablecoins are becoming an important tool for cross-border payments and global settlements. Compared with traditional bank transfers, they are faster, cheaper, and not restricted by bank business hours. Stablecoins such as USDT and USDC have been widely used in international trade, payment and settlement, and may gradually replace some interbank transfer businesses in the future.
